Terms and Conditions of Service

1. ACCEPTANCE OF TERMS

Welcome to TaxAuditPro, a comprehensive B2B SaaS platform operated by Dream Intrepid Ltd ("we," "us," "our," or "Company"). By accessing or using our website located at https://tap.dreamintrepid.com (the "Website") and our services (collectively, the "Service"), you agree to be bound by these Terms and Conditions of Service ("Terms").

If you do not agree to these Terms, you must not access or use the Service. These Terms constitute a legally binding agreement between you and Dream Intrepid Ltd.

2. DEFINITIONS

• "Service" means the TaxAuditPro platform, including all features, tools, calculators, AI services, and related services provided through the Website.
• "User," "you," or "your" means any individual or entity that accesses or uses the Service, including but not limited to individual taxpayers, tax professionals, audit firms, and their authorized representatives.
• "Account" means your registered account with TaxAuditPro.
• "Content" means all data, information, documents, files, calculations, reports, and materials uploaded, generated, or processed through the Service.
• "Subscription" means any paid plan or service tier you subscribe to.
• "Free Tier" means the free service tier with usage limitations as described in these Terms.

3. DESCRIPTION OF SERVICE

TaxAuditPro is a comprehensive B2B SaaS platform designed for Nigerian audit firms and tax professionals to:

• Process and analyze bank statements
• Calculate taxes in compliance with Nigerian Tax Acts 2025
• Generate professional audit reports
• Provide AI-powered tax analysis and explanations
• Manage clients and team members
• Ensure compliance with Nigerian tax regulations

Important: The Service is designed to assist with tax calculations and compliance but does not constitute legal, financial, or tax advice.

4. ELIGIBILITY AND ACCOUNT REGISTRATION

4.1 Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use the Service. By using the Service, you represent and warrant that:

• You are of legal age in your jurisdiction
• You have the authority to bind yourself or your organization to these Terms
• All information you provide is accurate, current, and complete
• You will maintain and update your information to keep it accurate

4.2 Account Registration

To access certain features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

5. ACCEPTABLE USE POLICY

5.1 Permitted Use

You may use the Service only for lawful purposes and in accordance with these Terms. You agree to use the Service:

• In compliance with all applicable Nigerian laws and regulations
• For legitimate tax calculation and audit purposes
• In a manner that does not infringe upon the rights of others
• Without attempting to gain unauthorized access to the Service or its systems

5.2 Prohibited Activities

You agree NOT to:

• Use the Service for any illegal or unauthorized purpose
• Violate any applicable laws, regulations, or third-party rights
• Upload, transmit, or process malicious code, viruses, or harmful software
• Attempt to reverse engineer, decompile, or disassemble the Service
• Access or use the Service through automated means (bots, scrapers) without authorization
• Interfere with or disrupt the Service or servers
• Use the Service to process data for which you lack proper authorization
• Share, resell, or redistribute your account credentials

6. SUBSCRIPTION PLANS AND PAYMENT TERMS

We offer various subscription tiers, including Free Tier, Starter Plan, Professional Plan, and Enterprise Plan. Subscription details, pricing, and features are subject to change. Current pricing is available on the Website.

• Billing Cycle: Subscriptions are billed monthly or annually as selected
• Payment Methods: We accept payments through Paystack and other approved payment gateways
• Currency: All prices are in Nigerian Naira (₦) unless otherwise stated
• Automatic Renewal: Subscriptions automatically renew unless cancelled

7. DATA PROTECTION AND PRIVACY

We comply with the Nigerian Data Protection Regulation (NDPR) and are committed to protecting your personal data. Please review our Privacy Policy for details on how we collect, use, and protect your data.

Under NDPR, you have the right to access, rectify, delete, and object to processing of your personal data. To exercise these rights, contact us at privacy@dreamintrepid.com.

8. DISCLAIMERS AND LIMITATIONS OF LIABILITY

8.1 Not Professional Advice

THE SERVICE IS A TOOL TO ASSIST WITH TAX CALCULATIONS AND COMPLIANCE. IT DOES NOT CONSTITUTE LEGAL, FINANCIAL, OR TAX ADVICE.

You should consult qualified professionals for advice on your specific tax situation.

8.2 Calculation Accuracy

While we strive for accuracy:

• Tax calculations are based on information you provide
• We are not responsible for errors in your input data
• Tax laws and regulations may change
• Calculations should be verified by qualified professionals

8.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM. WE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, BUSINESS, OR GOODWILL, OR ANY TAX PENALTIES ARISING FROM USE OF THE SERVICE.

9. INTELLECTUAL PROPERTY RIGHTS

All content, features, functionality, software, designs, logos, trademarks, and other materials on the Service are owned by Dream Intrepid Ltd or our licensors and are protected by Nigerian and international copyright, trademark, and other intellectual property laws.

You retain ownership of all data and content you upload to the Service. By uploading content, you grant us a worldwide, non-exclusive, royalty-free license to store, process, and display your content as necessary to provide the Service.

10. TERMINATION

You may terminate your account at any time by cancelling your subscription or contacting us at support@dreamintrepid.com.

We may suspend or terminate your account immediately if you violate these Terms, fail to pay fees, or engage in fraudulent or illegal activity.

11. DISPUTE RESOLUTION

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of Lagos State, Nigeria.

Before initiating legal proceedings, parties agree to attempt resolution through good faith negotiation, followed by mediation, and if necessary, arbitration under the Arbitration and Conciliation Act of Nigeria.

12. COMPLIANCE WITH NIGERIAN LAWS

The Service is designed to assist with compliance under Nigeria Tax Act, 2025 and related legislation. However, you remain solely responsible for ensuring your tax compliance, filing accurate tax returns, paying taxes when due, and complying with all tax regulations.

You agree to comply with all applicable Nigerian laws and regulations, including NDPR, FRCN requirements, and CBN guidelines.

13. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time. Material changes will be notified by email to your registered address or through a notice on the Website. Continued use after changes constitutes acceptance of modified Terms.

14. CONTACT INFORMATION

For questions, concerns, or legal notices regarding these Terms, please contact us: